I noticed I was losing $200+ a year just by picking the wrong time and wrong provider to send money home. Nobody was tracking it for me. So I built Payogo — a budgeting app made specifically for Africans living abroad. It does 3 things: 1. Scans receipts with AI — snap a photo, expense is logged automatically 2. Tracks your budget in USD, GHS, NGN, or KES 3. Shows live exchange rates so you know when GHS/NGN rates are best before you send It's free. No credit card. Built it solo over the past few months. Would love feedback from this community especially — you're exactly who I built it for. url: https://payogo.com